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Find coverage that fits your needs

Compare ACA health insurance, dental, and vision options in one simple place — with a guided path to enroll online.

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Find coverage in minutes • Review details • Enroll when ready

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Choose Your Coverage

Compare ACA health insurance, dental, and vision coverage options in one simple place.

ACA Health Insurance

Health insurance for individuals and families. You may qualify for savings based on your income, household size, and ZIP code.

Best for

People without employer coverage, self-employed workers, and families needing major medical coverage.

Dental & Vision Plans

Compare standalone dental and vision coverage in one simple place.

Best for

People who want extra coverage outside of major medical insurance.

Plan options and availability may vary by state, ZIP code, and carrier.

A SIMPLE WAY TO COMPARE OPTIONS

How It Works

A simple way to compare coverage and choose your next step.

Choose what you need

Select ACA health insurance, dental, vision, or a combination of coverage options.

Answer a few quick questions

Tell us your ZIP code, household details, and what type of coverage you are looking for.

Review your options

Continue online when available, or request help from a licensed agent.

FAQ

Common Questions

Quick answers before you choose your next step.

Yes. For many plans, you can continue online and enroll directly. If help is needed, you can request assistance from a licensed agent.

No. You can review options online first. If you prefer help, a licensed agent can assist you by phone or message.

You can compare ACA health insurance, dental, vision, or dental and vision options depending on your state and availability.

Yes. Plan options, prices, networks, and benefits may vary by state, ZIP code, age, carrier, and coverage type.

Yes. Help is available in English and Spanish.

Start with the coverage option that seems closest to your situation. If you are unsure, you can request help before enrolling.

General Information

SmartChoiceHealth provides general educational information and online guidance for ACA health insurance, dental, and vision coverage options. This website is not a government website and is not connected with or endorsed by HealthCare.gov, the Health Insurance Marketplace, any state-based marketplace, or any government agency.

Plan Availability

Plan options, rates, benefits, provider networks, dental networks, vision networks, waiting periods, deductibles, copays, exclusions, limitations, carrier availability, and enrollment options may vary by state, ZIP code, age, household information, carrier, plan, effective date, and eligibility. Information shown on this website is for general guidance only and should be verified with the insurance carrier, Marketplace, or official plan documents before enrollment.

ACA Health Insurance

ACA Marketplace eligibility, premium tax credits, cost-sharing reductions, final premiums, and enrollment availability are determined by the federal Marketplace, state-based Marketplace, or applicable state-based Marketplace based on the information you provide. SmartChoiceHealth does not determine final eligibility, subsidy amounts, or final plan pricing. You may need to enroll during Open Enrollment or qualify for a Special Enrollment Period.

Dental and Vision Coverage

Dental and vision plans may be separate insurance products and are not the same as major medical health insurance. These plans may include waiting periods, exclusions, frequency limits, network restrictions, annual benefit maximums, or other limitations. Review the plan documents carefully before enrolling.

Not All Plans or Carriers Available

SmartChoiceHealth may not offer every plan, carrier, or enrollment option available in your area. Information provided through this website is limited to the plans, carriers, links, and enrollment options made available through SmartChoiceHealth or its licensed insurance partners.

Agent Compensation

A licensed insurance agent may receive compensation from an insurance carrier, agency, or partner if you enroll in coverage through approved links or with agent assistance. This does not add a separate fee charged to you by SmartChoiceHealth.

Contact Consent

If you submit your contact information, you agree that SmartChoiceHealth and/or a licensed insurance agent may contact you by phone, text message, or email about coverage options. Consent is not a condition of purchase. Message and data rates may apply. You may reply STOP to opt out of text messages when applicable.

No Tax, Legal, or Medical Advice

SmartChoiceHealth does not provide tax, legal, or medical advice. For tax questions related to ACA eligibility or premium tax credits, consult a qualified tax professional. For medical questions, provider access, prescriptions, or treatment decisions, consult your healthcare provider and verify coverage directly with the carrier or plan documents.

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Want help before enrolling?

Have questions before you continue? A licensed agent can help you review plan details, provider networks, costs, and enrollment steps.

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